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FB&T Mobile Deposit

FB&T Mobile Deposit allows you to make deposits up to $2500 using your camera equipped smartphone.  FB&T Mobile Deposit is app based and uses a different username and password than your Personal Online Banking signon.  Simply download our app (iPhone users click here, Android users click here), register, and snap a pic. 

Our Mobile Deposit solution is compatible with iPhones, iOS version 5 and greater, and with Android smartphones running the Android OS version 2.3 and greater.  Frandsen Bank & Trust has made every effort to ensure that our app is compatible with as many devices as possible.  Blackberry and Windows OS phones are not supported.

Eligible customers must meet the following requirements:

  • Must be a customer in good standing for 6 months or more
  • Must have active account(s) that have been open for at least 6 months
  • Must be enrolled in Personal Online Banking
  • Must be 18 years of age or older
  • Must have no items returned as NSF (Non-Sufficient Funds) on your accounts in the current or previous month
  • Must not have had more than 3 returned items  in the last 60 days (checks deposited that were returned to FB&T by the originator's financial institution as unpayable for any reason)

Deposit limits and processing guidelines:

  • Up to $2500 may be deposited per day and/or per item
  • All deposits subject to Frandsen Bank & Trust's Funds Availability Policy - funds for deposited items will be available one business day after the day of deposit
  • Please mark checks deposited via FB&T Mobile Deposit for your benefit in order to prevent accidentally depositing them again
  • Hold Deposited items for a minimum of 14 days and destroy them no later than 30 days after making the deposit

If you have questions, please contact your local office for assistance. 

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Worry-Free Banking Services

Frandsen Bank & Trust is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.

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Worry-Free Banking Services

Frandsen Bank & Trust is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.


Frandsen Bank & Trust’s Wealth Management & Trust Department has been in operation since 1969 and assists over 1,300 individual and business investment clients throughout the upper Midwest.

Contact us today for FREE consultation. 507.233.4800 or 218.773.5487

Steve Vranich
Stephen W. Vranich
Sr. Vice President & Trust Officer
email Steve

Kerry L. Ledin
Vice President & Trust Officer
email Kerry 

Kathryn L. Curry
Trust Officer
email Kathryn 

Joe Miedema
Trust Officer
email Joe

For more information on the services we provide, watch a video.

Trust Plan
Trust Plan (click here)

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Retirement (click here)

Divorce (click here)

Empty Nesters
Empty Nesters (click here)

401k Rollover
401(k) Rollover (click here)

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