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My Account & eStatement Access

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Welcome to Frandsen Bank & Trust!

Frandsen Bank & Trust would like to welcome all Clinton State Bank customers!  The merger officially took place on October 21st, but we have been working diligently over the past year to ensure a smooth and seamless process for all Clinton State Bank customers. To learn more about Frandsen Bank & Trust's Vision/Mission/Values, click here.  To watch a short video on Frandsen Bank & Trust's history, click here.

Frandsen Bank & Trust offers many banking services via our Personal Online Banking and Business Online Banking systems.  We have created an overview of these services, along with “how to” tutorials to help you with the transition.  If you have any questions, don’t hesitate to contact your local Frandsen Bank & Trust office.

Clinton State Bank customers will be able to enroll in FB&T Personal Online Banking any time after 8:00am on Monday, October 21st. If you are ready to get started, click here to enroll in Personal Online Banking.  To learn more, keep reading.

Frandsen Bank & Trust Personal Online Banking

Services available under Personal Online Banking (click here for a video tutorial):

• Online account inquiry
• eStatements
• Billpay (CheckFree)
• Frandsen Mobiliti (Mobile Banking)
• Popmoney (Person-to-Person payments)
• Chart My Spending (Transaction history and budgeting tool)

Before using Personal Online Banking, CLINTON STATE BANK retail/consumer customers will need to re-enroll, as new users. To re-enroll, you will need your Frandsen Bank & Trust account number.  Please note that the password required for enrollment is the last four digits of your Social Security Number. If you run into any enrollment problems, contact your local office for assistance.

During enrollment for Personal Online Banking, you will be prompted to enroll in BillPay and eStatements.
• BillPay allows you to pay your bills electronically.  You can schedule payments by the due date, make payments to any business or individual, and it is available 24 hours a day.  Please note:  You must use BillPay once every 30 days or a monthly non-usage fee of $4.95 will apply. Popmoney is included with BillPay and allows for Person-to-Person payments. For more information and a video tutorial on how to use BillPay, click here.

• Receive your bank statement electronically with eStatements.  Once enrolled you will receive an email notification when your statement is available. With just a couple of clicks you will be able to view, print, and save your statements from within Personal Online Banking.

Once you are successfully enrolled in Personal Online Banking, you are eligible to enroll in Frandsen Mobiliti, our consumer Mobile Banking solution. With Frandsen Mobiliti, you can do all your banking from your smartphone!   Mobile data and text message fees may apply. To enroll in Frandsen Mobiliti, you'll need to have your smartphone and it will need to be able to accept SMS (text) messages. To view a video tutorial about Frandsen Mobiliti, click here.

Frandsen Bank & Trust Business Online

Commercial Customers will be able to access their accounts online via Frandsen Bank & Trust's Business Online Banking, without having to re-enroll We have established processes to ensure your accounts are secure. If you have not already been contacted by your banker in Clinton to establish your access, please contact them directly..

Business Online provides the following services:

• Account Inquiry
• Funds management (Wire/ACH/Internal Transfers)
• eStatements
• Business Bill Pay

To see a list of system requirements and compatibility, click here.  Unfortunately, Frandsen Mobiliti is currently not compatible with Business Online Banking.

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Worry-Free Banking Services

Frandsen Bank & Trust is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.

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Worry-Free Banking Services

Frandsen Bank & Trust is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.


Frandsen Bank & Trust’s Wealth Management & Trust Department has been in operation since 1969 and assists over 1,300 individual and business investment clients throughout the upper Midwest.

Contact us today for FREE consultation. 507.233.4800 or 218.773.5491.

Steve Vranich
Stephen W. Vranich
Sr. Vice President & Trust Officer
email Steve

Kerry L. Ledin
Vice President & Trust Officer
email Kerry 

Kathryn L. Curry
Trust Officer
email Kathryn 

Justin Brooks
Wealth Management Officer
email Justin

For more information on the services we provide, watch a video.

Trust Plan
Trust Plan (click here)

Inheritance (click here)

Retirement (click here)

Divorce (click here)

Empty Nesters
Empty Nesters (click here)

401k Rollover
401(k) Rollover (click here)

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We're Here for You.

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SECURITY NOTICE: Frandsen Bank will never ask you to send non-public private information through e-mail, such as your PIN,
Social Security Numbers, or Account Numbers. Please do not respond to any email requesting this type of information.
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