Electronic Banking ATM and Debit Cards Choose One!

Electronic Banking Features

ATM Card
Debit Card

Use an ATM card to get cash. Get cash and make purchases using a debit card. Both cards withdraw funds from your checking account. Use your card to check your account balance.





ATM Card:

BENEFIT
With an ATM card, access your accounts any time, 24 hours a day, seven days a week. Use your card to withdraw cash from your checking or savings account, make deposits, transfer funds and check your balances any time, day or night.*

HOW IT WORKS
Our ATM card is easy to use and works at almost any ATM. Simply insert the card into the ATM card reader, enter your PIN, press “ENTER” and follow the instructions on the screen.

WHAT YOU NEED
You need at least one qualifying checking account.

COST
Frandsen Bank & Trust will not assess the account holder a usage fee for the use of any of its proprietary ATMs or any ATM located in the U.S. (Note, however, that the account holder may be charged a usage fee by the owner of the ATM.) Go to www.frandsenbank.com for a list of surcharge-free ATMs.

Debit Card:

BENEFIT
Your debit card works just like your checkbook, only it’s faster, easier and more convenient than writing a check. No check writing means no need to carry a bulky checkbook. No need to show multiple forms of identification. Recordkeeping is easier. All the details will be listed on your monthly statement.

HOW IT WORKS
A debit card looks like a credit card but works like a check because the purchase amount is automatically deducted from your checking account. It is accepted wherever you see the VISA® sign.

WHAT YOU NEED
You must have at least one qualifying checking account.

COST
Frandsen Bank & Trust will not assess the account holder a usage fee for the use of any of its proprietary ATMs or any ATM located in the U.S. (Note, however, that the account holder may be charged a usage fee by the owner of the ATM.) Go to www.frandsenbank.com for a list of surcharge-free ATMs.

*Not all services available at all ATMs. See your financial institution for more information.