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Loans and Financing to Develop Your Business

Business loans and other financing options from Frandsen Bank & Trust provide the funds critical to your organization’s growth. Whether you’re starting a new business, or growing an existing one, we’ll find the best loan products and options for you.

Loan options for businesses include:

  • Operating lines of credit.
  • Commercial loans.
  • Real estate loans.
  • Farm/home improvements.
  • Equipment financing.
  • Debt refinancing.

Products You Need: We offer loan options for small and large businesses, agri-businesses and more.

Services You Expect: You can count on friendly service from a community bank.

Convenience You Deserve: Check your accounts in person, by phone or online; we’re here when you need us.

Commercial Loans

Commercial and small business loans help you expand your business and keep it moving smoothly. Your solution may feature:

  • Operating lines of credit.
  • Equipment financing.
  • Commercial real estate loans.
  • Lease programs.
  • Inventory/accounts receivable financing.
  • Government assisted financing through the Small Business Administration (SBA).

Agri-Business Loans

Agricultural business and rural homeowners have unique needs – and the Frandsen Bank & Trust team understands the challenges. Our success depends on building confidence and long-term relationships with customers, especially those who operate farms and related agri-business operations.

We offer financing for a variety of purposes, including:

  • Operating lines of credit: cover typical farm operating expenses such as feed, seed fertilizer, fuel insurance and taxes.
  • Real estate loans: acquire a farm, ranch or other property.
  • Farm or home improvement loans: finance anything from new storage or processing facilities to home construction or remodeling.
  • Livestock or equipment financing: invest in livestock, purchase new or used machinery, or finance business vehicles.
  • Refinancing of existing debt capital: refinance mortgages and contracts or consolidate other debts; receive terms designed to fit your cash flow.
  • FSA: choose a government-backed loan program.

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Worry-Free Banking Services

Frandsen Bank & Trust is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.

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Worry-Free Banking Services

Frandsen Bank & Trust is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.


Frandsen Bank & Trust’s Wealth Management & Trust Department has been in operation since 1969 and assists over 1,300 individual and business investment clients throughout the upper Midwest.

Contact us today for FREE consultation. 507.233.4800 or 218.773.5491.

Steve Vranich
Stephen W. Vranich
Sr. Vice President & Trust Officer
email Steve

Kerry L. Ledin
Vice President & Trust Officer
email Kerry 

Kathryn L. Curry
Trust Officer
email Kathryn 

Justin Brooks
Wealth Management Officer
email Justin

For more information on the services we provide, watch a video.

Trust Plan
Trust Plan (click here)

Inheritance (click here)

Retirement (click here)

Divorce (click here)

Empty Nesters
Empty Nesters (click here)

401k Rollover
401(k) Rollover (click here)

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