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Investment Services for Life’s Important Milestones

Imagine a future with college for your kids, a solid financial foundation and a fulfilling retirement. For all of those dreams and goals, Frandsen Investment Services is here to help. Get what you want out of life ... with a lifetime investment plan.

Convenience You Deserve: Our financial consultants are local people you know who provide friendly, helpful, client-centered guidance.

Solutions You Need: We will match your goals, needs, and risk-tolerance with an appropriate financial solution.

Services You Expect: Rely on our professionals to help you understand investment options and select products that are right for you.

Our financial consultants are knowledgable professionals who help you identify long-term financial goals and establish a personal investment strategy that works for you, at every stage of your life.  Some of the tools our financial consultants use include:

  • Mutual Funds
  • Unit Investment Trust (UIT)
  • Exchange Traded Fund (ETF)
  • Fixed and Variable annuities
  • Life Insurance
  • Real Estate Investment Trust (REIT)
  • Separately Managed Accounts (SMA)
  • Long-Term Care
  • Many more

To find a financial consultant near you, click on an office location above.


Investment Centers of America, Inc., member FINRA, SIPC, a registered Investment Advisor, is not affiliated with Frandsen Bank & Trust or Frandsen Investment Services. Securities, Advisory Services, and insurance products are offered through Investment Services of America, Inc. and affiliated insurance agencies are:

Not FDIC Insured

Important Consumer Information:

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;

1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state's licensure requirements.

2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

We are registered to offer securities in the following states: Minnesota, North Dakota, Arizona, California, Colorado, Florida, Iowa, Montana, Nebraska, North Carolina, Ohio, South Dakota, Texas, and Wisconsin.

ICA Privacy Policy

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Worry-Free Banking Services

Frandsen Bank & Trust is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.

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Worry-Free Banking Services

Frandsen Bank & Trust is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.


Frandsen Bank & Trust’s Wealth Management & Trust Department has been in operation since 1969 and assists over 1,300 individual and business investment clients throughout the upper Midwest.

Contact us today for FREE consultation. 507.233.4800 or 218.773.5487

Steve Vranich
Stephen W. Vranich
Sr. Vice President & Trust Officer
email Steve

Kerry L. Ledin
Vice President & Trust Officer
email Kerry 

Kathryn L. Curry
Trust Officer
email Kathryn 

Joe Miedema
Trust Officer
email Joe

For more information on the services we provide, watch a video.

Trust Plan
Trust Plan (click here)

Inheritance (click here)

Retirement (click here)

Divorce (click here)

Empty Nesters
Empty Nesters (click here)

401k Rollover
401(k) Rollover (click here)

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We're Here for You.

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Social Security Numbers, or Account Numbers. Please do not respond to any email requesting this type of information.
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