• Checking

  Find a checking account for your needs and lifestyle.

• Savings

  Meet your savings goals with several account options.

• Certificates of Deposit

  Grow your money safely with competitive rates.

• ATM and Check Cards

  Convenience of plastic with benefits of cash.

• Loans & Mortgages

  Discover flexible loan options and great rates.

• Checking

  Find a checking account for your needs and lifestyle.

• Savings

  Meet your savings goals with several account options.

• Certificates of Deposit

  Grow your money safely with competitive rates.

• ATM and Check Cards

  Convenience of plastic with benefits of cash.

• Loans & Mortgages

  Discover flexible loan options and great rates.

• Checking

  Find a checking account for your needs and lifestyle.

• Savings

  Meet your savings goals with several account options.

• Certificates of Deposit and IRAs

  Grow your money safely with competitive rates.

• Loans & Mortgages

  Discover flexible loan options and great rates.

• ATM and Check Cards

  Convenience of plastic with the benefits of cash.

• Business Loans

  Choose from commercial and agri-business options.

• Business Checking

  Find the best fit for your business or organization.

• Business Savings

  Set dollars aside and watch them grow.

• Merchant Services & Merchant Capture

  Become more customer-friendly and efficient.

• Business Credit Cards

  Pay for your purchases and earn rewards.

• Additional Services

  We offer even more services.

• Checking

  Find a checking account for your needs and lifestyle.

• Savings

  Meet your savings goals with several account options.

• Certificates of Deposit

  Grow your money safely with competitive rates.

• ATM and Check Cards

  Convenience of plastic with benefits of cash.

• Loans & Mortgages

  Discover flexible loan options and great rates.

Worry-Free Banking Services

Frandsen Bank & Trust is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.

• Online Banking
• Bill Pay 
• eStatements 
• Safe Deposit Box 
• Toll-Free Convenience Line 
• Credit Cards 
• Savings Bonds

Worry-Free Banking Services

Frandsen Bank & Trust is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.

• Safe Deposit Box
• Cash Management 
• Telephone Banking

Office Locations

Ada
Baxter
Crosslake
Dundas
East Grand Forks
Fairfax
Foley
Forest Lake
Grand Forks
Hector
Jordan
Lonsdale
Minnesota Lake
Montgomery
New Ulm
North Mankato
Nisswa
Oslo
Warren
Waterville

Frandsen Bank & Trust’s Wealth Management & Trust Department has been in operation since 1969 and assists over 1,300 individual and business investment clients throughout the upper Midwest.

Contact us today for FREE consultation. 507.233.4800 or 218.773.5487

Stephen W. Vranich
Sr. Vice President & Trust Officer
507.233.4800
email Steve


Kerry L. Ledin
Vice President & Trust Officer
507.233.4800
email Kerry 


Kathryn L. Curry
Trust Officer
507.233.4800
email Kathryn 

Jonathan D. Holthe, CFP®
Trust Officer
218.773.5487
email Jon 

For more information on the services we provide, watch a video.

Trust Plan (click here)	Inheritance (click here)
Retirement (click here)	Divorce (click here)
Empty Nesters (click here)	401(k) Rollover (click here)