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CDs and IRAs That Safely Grow Your Wealth

Certificates of Deposit (CDs) and bank-offered IRAs build your funds through competitive interest rates and safe growth.

Products You Need: Set aside some money and watch it grow.

Services You Expect: Let Frandsen Bank & Trust assist with all your long-term savings goals.

Convenience You Deserve: Stop by, call us or view your accounts online.

Certificates of Deposit (CDs)

Safely invest your cash with federally insured CDs that are guaranteed to grow regardless of the economy. Get many investment options and competitive rates.

• Choose from short-term or long-term investment options.
• The interest rate and annual percentage yield will depend upon the balance invested.
• Open with an initial $2,500 minimum deposit.
• Early withdrawal penalty may apply.
• Use as collateral in a savings-secured loan.

Individual Retirement Accounts (IRAs)

Invest funds or roll over money from a qualified retirement program such as a 401(k) or a SEP.

• Choose IRA CD short-term or long-term investment options, or consider an IRA savings for added investment flexibility.
• Earn competitive interest rates.
• Select from traditional, Roth, or Coverdell educational IRAs. (IRS regulations apply.)
• Open an IRA CD with an initial $2,500 minimum deposit, or an IRA savings account with an initial $100 minimum deposit.
• Early withdrawal penalty may apply.
• IRAs may defer your taxes; consult your tax professional.
• FDIC insured with a guaranteed rate of return.