AnnualCreditReport.com is the only official site explicitly directed by Federal law to provide your credit reports. Access AnnualCreditReport.com
- Suspicious activity or accounts you don't recognize can be signs of identity theft. Review your credit reports to catch problems early.
- People with good credit should check their credit reports too. Regular checks ensure the information stays accurate.
- Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.