Ben Schrader Michael Ritland
Financial Consultant Investment Officer
email Ben email Michael
218.822.3371 701.780.7748
Sylvie Gilman
Administrative Assistant
email Sylvie

Ben utilizes an array of resources from Frandsen Investment Services to help you plan ahead for your short-term needs and long-term goals. Ben takes pride in creating and implementing thoughtful strategies that work toward establishing and preserving financial independence. Through strong listening and analytical skills, Ben is able to customize a plan to fit your family’s needs. If you want to prepare for retirement, save for college education, create gifting or wealth transfer strategies, Ben has the tools and knowledge to help.

Ben was born and raised in the Brainerd Lakes area and graduated from Southwest Minnesota State University in Marshall, Minnesota, with a degree in corporate finance. He holds Series 7 and 66 registrations with LPL Financial, the Minnesota Life and Annuity license, and is registered as a Financial Consultant. He has over six years of experience in financial and banking industries. Ben and his wife, Leah, live in Baxter with their three children and enjoy camping and travel as a family. Ben enjoys hunting,home improvement projects, and is active in his church.

Michael grew up in a small town in Montana. He graduated from Concordia College in Moorhead, MN with majors in Business Administration and Organizational Communications. He started his investment and insurance career in 1991, joining Frandsen in 2007. Michael holds the following designations: ChFC (Chartered Financial Consultant), CRC (Certified Retirement Counselor) and is registered as an investment advisory representative of LPL, life and health insurance agent in ND and MN. Michael and his wife live in Grand Forks, have two children, a dog and a cat.  If you want to feel more confident about where your money is already invested or to find out if you are on track for a specific goal (retirement income, education funding), Michael has the tools and skills to help you.



Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Frandsen Bank & Trust and Frandsen Investment Services are not registered as a broker-dealer or investment advisor. Registered representative of LPL offer products and services using Frandsen Investment Services and may also be employees of Frandsen Bank & Trust. These products and services are being offered through LPL or its affiliates, which are separate of entities from, and not affiliates of, Frandsen Bank & Trust or Frandsen Investment Services. Securities and insurance offered through LPL or its affiliates are:


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