Ben Schrader Michael Ritland
Financial Consultant Regional Investment Manager
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218.822.3371 701.780.7748

Sylvie Gilman
Administrative Assistant
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Ben utilizes an array of resources available from Frandsen Investment Services to help others experience life confidently. This is done by creating and implementing thoughtful strategies that work toward establishing and preserving financial independence.  Making thoughtful financial decisions doesn’t need to be complicated. Ben believes true financial independence cannot be accomplished without a plan. If you want to prepare for retirement, college education, gifting or wealth transfer, Ben has the tools and knowledge to help.

  • Create a written lifetime plan
  • Tax reduction strategies
  • Retirement income strategies
  • Portfolio management
  • Helping protect loved ones from catastrophic events

Ben was born and raised in the Brainerd Lakes area and recently joined Frandsen Investment Services in April, 2019. Prior to this he has experience in banking and financial services. Ben enjoys life with his wife, Leah, and their two sons Chayton and Arlo. Their family enjoys camping, bow hunting, completing house projects, and traveling to new places.

Michael grew up in a small town in Montana. He graduated from Concordia College in Moorhead, MN with majors in Business Administration and Organizational Communications. He started his investment and insurance career in 1991, joining Frandsen in 2007. Michael holds the following designations: ChFC (Chartered Financial Consultant), CRC (Certified Retirement Counselor) and is registered as an investment advisory representative of LPL, life and health insurance agent in ND and MN. Michael and his wife live in Grand Forks, have two children, a dog and a cat.  If you want to feel more confident about where your money is already invested or to find out if you are on track for a specific goal (retirement income, education funding), Michael has the tools and skills to help you.



Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Frandsen Bank & Trust and Frandsen Investment Services are not registered as a broker-dealer or investment advisor. Registered representative of LPL offer products and services using Frandsen Investment Services and may also be employees of Frandsen Bank & Trust. These products and services are being offered through LPL or its affiliates, which are separate of entities from, and not affiliates of, Frandsen Bank & Trust or Frandsen Investment Services. Securities and insurance offered through LPL or its affiliates are:


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