Michael Ritland Nick Clark
Investment Officer Financial Consultant
email Michael email Nick
701.780.7748 218.336.2001
Sylvie Gilman
Administrative Assistant
email Sylvie
Nick was born and raised in northwestern Ontario but has made Duluth his home after attending UMD. While growing up and working for his family’s canoe outfitting business, Nick was instilled with a strong work ethic and the importance of connecting with clients whether they be departing on a canoe trip or investing retirement sav­ings with him. Nick’s goal as a financial advisor is to provide a solid partnership for all clients, regardless of their stage of life, to ensure their financial goals are met, while rec­ognizing and accounting for his clients’ life journey ups and downs. When he is not in the office, Nick loves being outside with his wife, daughter, and their golden retriever. Nick also enjoys golfing, fishing, the occasional half mara­thon his wife signs him up for, and being active in the community.

Michael grew up in a small town in Montana. He graduated from Concordia College in Moorhead, MN with majors in Business Administration and Organizational Communications. He started his investment and insurance career in 1991, joining Frandsen in 2007. Michael holds the following designations: ChFC (Chartered Financial Consultant), CRC (Certified Retirement Counselor) and is registered as an investment advisory representative of LPL, life and health insurance agent in ND and MN. Michael and his wife live in Grand Forks, have two children, a dog and a cat.  If you want to feel more confident about where your money is already invested or to find out if you are on track for a specific goal (retirement income, education funding), Michael has the tools and skills to help you.



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