Cloquet

Joanne Treviranus-Glowacki

Financial Representative

email Joanne
Phone:‚Äč 218.879.6000

Joanne has a passion for building long-term, personalized client relationships. She is committed to building a personalized portfolio strategy based on your goals and comfort level for risk. Joanne’s goal is to help you make sound financial decisions so that you are free to focus on other important aspects of your life.

Joanne grew up in North Dakota and moved to Minnesota in 1987. She has four amazing children and four beautiful grandchildren. Joanne’s banking and insurance career began in 1990 and Frandsen Investment Services in 2010. Joanne has been a member of the Cloquet Rotary Club since 2010. She served as a Board Member from 2011-2015 and the Club President 2013/2014.
 

Michael Ritland

Regional Investment Manager, ChFC, CRC®, CASL

email Michael
Phone: 701.780.7748

If you want to feel more confident about where your money is already invested or to find out if you are on track for a specific goal (retirement income, education funding), Michael has the tools and skills to help you. The mission at Frandsen Investment Services is to Determine Needs, Develop Relationships, and Deliver Solutions.

Michael grew up in a small town in Montana. He graduated from Concordia College in Moorhead, MN with majors in Business Administration and Organizational Communications. He started his investment and insurance career in 1991, joining Frandsen in 2007. Michael holds the following designations: ChFC (Chartered Financial Consultant), CRC (Certified Retirement Counselor) and is registered as an investment advisory representative of ICA, life and health insurance agent in ND and MN. Michael and his wife live in Grand Forks, have two children, a dog and a cat.


FINRA | SIPC

Investment Centers of America, Inc., member FINRA, SIPC, a registered Investment Advisor, is not affiliated with Frandsen Bank & Trust or Frandsen Investment Services. Securities, Advisory Services, and insurance products are offered through Investment Services of America, Inc. and affiliated insurance agencies are:
 




 

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