Grand Forks

Lon Gulberg Nikki Jo Klefstad
Investment Representative Investment Representative
email Lon email Nikki Jo
701.787.7101 701.780.7733
Brandon Wong Michael Ritland
Investment Representative Investment Officer
email Brandon email Michael
701.780.7734 701.780.7748


Lon is committed to providing professional financial advice to his clients that is specific to their goals and objectives. He works diligently with you to uncover your true financial goals and dreams and work with you to implement a strategy that you understand. Lon understands that it is your money and works with you to make sure that you know how the strategy that we implement helps to meet your specific goals and objectives.

Your financial success is Nikki Jo's top priority.  She believes that all relationships are built on trust. In order to build that trust with a client, she looks beyond products to focus on each client’s unique financial needs. Therefore, with your financial goals and dreams top of mind, Nikki Jo is dedicated in helping you pursue them.  Nikki Jo graduated from the University of North Dakota with a major in Banking and Financial Economics. Beginning her banking career as a teller at 16 years of age, Nikki Jo has held several roles since receiving her college degree in 1997. 
Brandon understands that everyone’s long-term plans and goals are different and sometimes unique. By working with each client to truly uncover their specific goals, Brandon is able to craft a plan that is specific to each client and easy to understand. It’s the personal touch that he believes makes the difference.  Brandon graduated from the University of North Dakota with a major in Entrepreneurship. Brandon was born and raised in Grand Forks where he currently resides with his wife and three children.
Michael grew up in a small town in Montana. He graduated from Concordia College in Moorhead, MN with majors in Business Administration and Organizational Communications. He started his investment and insurance career in 1991, joining Frandsen in 2007. Michael holds the following designations: ChFC (Chartered Financial Consultant), CRC (Certified Retirement Counselor) and is registered as an investment advisory representative of LPL, life and health insurance agent in ND and MN. Michael and his wife live in Grand Forks, have two children, a dog and a cat.  If you want to feel more confident about where your money is already invested or to find out if you are on track for a specific goal (retirement income, education funding), Michael has the tools and skills to help you.




Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Frandsen Bank & Trust and Frandsen Investment Services are not registered as a broker-dealer or investment advisor. Registered representative of LPL offer products and services using Frandsen Investment Services and may also be employees of Frandsen Bank & Trust. These products and services are being offered through LPL or its affiliates, which are separate of entities from, and not affiliates of, Frandsen Bank & Trust or Frandsen Investment Services. Securities and insurance offered through LPL or its affiliates are:


The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AK, AR, AZ, CA, CO, FL, IA, IL, IN, KS, KY MA, MN, MO, MT, ND, NE, NM, NV, OH, OK, SC, SD, TX, VT, WA, WI.