Personal Products and Services

  • Home Mortgage Loans
  • Cabin Financing
  • Home Refinancing
  • Home Equity Loans
  • Home Equity Lines of Credit (HELOC)
  • Consumer Loans
  • Checking Accounts
  • Savings & Certificates of Deposit (CDs)
  • Individual Retirement Accounts (IRAs)
  • Health Savings Accounts (HSA)

Business Products and Services

  • Business Loans (SBA Preferred Lender)
  • Business Checking
  • Business Savings & Certificates of Deposit (CDs)
  • Business Lines of Credit
  • Agricultural Loans
  • Cash Management Services

Heather Juetten

Mortgage Banking Officer, AVP

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Heather Juetten really listens to her customers. She wants to know what their goals are and what they want from the mortgage process. From these conversations she strives to find a solution that fits their specific situation. Heather prides herself on not making assumptions; she realizes that every person’s situation is different, and every solution might be different as well. Heather loves being a part of such a huge event in peoples’ lives. Buying or refinancing a home is very exciting time, but it can be stressful so Heather looks to minimize the stress and stress the excitement! Heather likes being a part of something positive.

Heather started with Frandsen Bank & Trust in 1994 and has held various roles. She began mortgage lending in 2015. Heather is very active in church council events and with fundraising for our new parish center. In her free time, Heather likes to travel, sight see, and camp and fish with her family.

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