Personal Products and Services

  • Home Mortgage Loans
  • Cabin Financing
  • Home Refinancing
  • Home Equity Loans
  • Home Equity Lines of Credit (HELOC)
  • Consumer Loans
  • Checking Accounts
  • Savings & Certificates of Deposit (CDs)
  • Individual Retirement Accounts (IRAs)
  • Health Savings Accounts (HSA)

Business Products and Services

  • Business Loans (SBA Preferred Lender)
  • Business Checking
  • Business Savings & Certificates of Deposit (CDs)
  • Business Lines of Credit
  • Agricultural Loans
  • Cash Management Services

Joslyn Manske

Mortgage Banker

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Joslyn brings over 6 years of mortgage experience to Frandsen Bank & Trust. Whether a customer is looking to purchase a primary residence, second home, investment property, or cabin, or refinance their current mortgage, Joslyn can help. With a strong passion for helping customers, Joslyn takes time to review the whole picture and provides information on multiple loan options to find what best fits the customer’s current situation and long-term goals. Joslyn’s many repeat customers have commented that they greatly appreciate her financial guidance and attention to their needs – stating they found their mortgage professional for life. In addition to guiding customers to find the right loan for them, Joslyn knows the importance of closing loans on time and goes above and beyond to make this happen. Joslyn and her team provide customers with a timeline upfront, so they know what to expect during the loan process. The team also sends regular updates to customers throughout the process and includes deadlines for items needed to stay informed and on track to meet their closing.

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