Overdraft Protection Options

We understand overdrafts can happen, and we have options to help you avoid them. Talk with your local Frandsen Banker to learn more.

Ready Reserve

Our Ready Reserve protection option works like a loan. If you qualify, your banker will issue an overdraft line of credit for a predetermined amount. When the overdraft occurs, Frandsen Bank will automatically use the line of credit to loan money to your account and ensure adequate funds are available. Money transferred into your account under these circumstances is considered a loan, meaning that interest is applied. 

Auto Transfer

If you have more than one account with us, you can instruct your Frandsen Banker to link the two accounts and automatically transfer money from one account to the other. This will only occur when one account balance falls below a certain dollar amount.

Account Alerts

Notifi provides you with “real-time” information to help keep you informed on account activity, and it is offered with your personal online banking and mobile banking access.

Find Local Branch

Contact or visit your local Frandsen branch to discover how to safeguard your hard-earned money.
Find Branch

You are about to leave the Frandsen Bank Website.

The site you have selected is an external one located on another server. Frandsen Bank has no responsibility for any external website. It neither endorses the information, content, presentation, or accuracy, nor makes any warranties, express or implied, regarding the external site. Thank you for visiting Frandsen Bank.

Open a New Deposit Account

If you wish enroll in online banking, please click "Cancel" and navigate to the "Enroll in Online Banking" button below "Log In".

If you wish to open a new deposit account, please click "Proceed".

Thank you for banking with Frandsen Bank & Trust!

You are about to leave the Frandsen Bank Website.

The site you have selected is an external one located on another server. Frandsen Bank has no responsibility for any external website. It neither endorses the information, content, presentation, or accuracy, nor makes any warranties, express or implied, regarding the external site. Thank you for visiting Frandsen Bank.