Investment Management Solutions
: Regardless of your age or income, it’s important to create an investment strategy. Diversify your portfolio and manage risk to meet your current and future financial needs. At Wealth Management and Trust Services, we focus on personalized portfolio management for you and your family. You can be involved as little – or as much – as you choose. Begin early, continuously invest as much as you can, and work with a professional manager who earns your confidence.
Trusts help you transfer property to another person or professional trustee. We’ll review your goals for estate planning and the distribution of your assets during your lifetime and upon death. Trusts can be established for the current and future management of funds for you, your spouse, children or grandchildren, individuals with special needs, and charities. Once viewed as a privilege for the rich, trusts are now considered a financial tool for anyone.
Estate Planning Solutions:
Estate planning is an important component of your wealth management plan. You’ve worked hard to build your wealth and it’s time to create a transfer plan that is cost and tax-efficient. Whether you’re just starting or it’s time to review your current plan, we’ll meet you and your family’s needs. We’ll review your will and/or trust documents, as well as make recommendations to ensure you’re prepared for future estate needs.
Retirement Planning Solutions:
If you own a business, we’ll help you and your employees save for retirement through various investment vehicles:
- Individual Retirement Account (IRA): Traditional, Roth and Education IRAs
- Simplified Employee Pension plan (SEP)
- SIMPLE IRA plan
- Employer-sponsored profit sharing plan
- 401(k) plan
Our retirement specialists will help you establish the plan that’s right for you or your company and your employees. We’ll ensure earnings on retirement dollars continue to grow tax-deferred until they are withdrawn. In addition, many retirement plans help you reduce taxable income.