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AnnualCreditReport.com is the only official site explicitly directed by Federal law to provide you your credit reports. 

Access AnnualCreditReport.com.
  • Suspicious activity or accounts you don't recognize can be signs of identity theft. Review your credit reports to catch problems early.
  • People with good credit should check their credit reports too.  Regular checks ensure the information stays accurate.
  • Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.