Personal

Personal Banking That's a Perfect Fit

Personal banking products from Frandsen Bank & Trust keep up with you:
Your daily transactions. Your savings needs. Your major purchases. Your preferred way to bank.

Products You Need

Choose from a broad range of checking & savings accounts, certificates, credit cards, loans, and mortgages.

Services You Expect

Get cash and pay for everyday purchases with ATM Debit card and credit cards.

Convenience You Deserve

With Online Banking, Bill Pay, eStatements, ATMs, and our Toll-Free Convenience Line, your accounts are accessible when you need them.

FAQs

Certificates of deposit are time deposits offered by banks with a fixed interest rate and maturity date. They generally provide a higher interest rate than savings accounts, but your money is tied up for a specific term.

An HSA is a tax-advantaged account that allows individuals with high-deductible health plans to save money for medical expenses. Contributions are tax-deductible, and withdrawals for qualified expenses are tax-free.

An IRA is a tax-advantaged account that allows individuals to save for retirement. Contributions may be tax-deductible, and the earnings grow tax-deferred until withdrawal. There are different types, such as traditional and Roth IRAs.

A checking account is designed for everyday transactions, allowing easy access to funds through checks, debit cards, and online payments. A savings account typically offers a higher interest rate and is intended for saving money rather than frequent transactions.

Our bank offers various loan products, including personal loans, auto loans, home loans, and home equity lines of credit. For specific details, please visit our loans page or contact us directly.
 

Yes, you must be enrolled in Personal Online Banking to receive alerts.

No. This is a FREE service; however, text message and data fees may be charged by your service provider to receive text alerts.

Yes. When setting up alerts, the Contact Options tab has a link to add additional email addresses and cell phone numbers.

Yes. Log into Personal Online Banking and click Alerts. Click on Sent Alerts tab and this will display past alerts.

From the Alert screen in Personal Online Banking, click the Overview tab to view your alerts. Click Edit or Delete next to the alert.

FAQs

Our experienced banking teams are ready to help.

Online & Mobile Banking

Conveniently and securely manage your finances - from your home, tablet, or smart phone!

Debit Cards

Pay for purchases directly from your checking account and withdraw funds from ATMs. A debit card is fast and more convenient than writing checks.

Loans

If you are looking for competitive rates and flexible terms, with online access to your loan information, we can help.

Calculators

Determine your mortgage payment, loan payment, debt payoffs, and savings totals.

ATM Locations

The MoneyPass® network gives you access to thousands of surcharge-free ATMs!

Online Tutorials

Learn about the highly intuitive user interface, responsive screens, and great tools that simplify your financial life.

Deposit Accounts

Frandsen Bank & Trust offers a wide variety of personal deposit accounts that allow you to manage your money and finances.

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The site you have selected is an external one located on another server. Frandsen Bank has no responsibility for any external website. It neither endorses the information, content, presentation, or accuracy, nor makes any warranties, express or implied, regarding the external site. Thank you for visiting Frandsen Bank.

Open a New Deposit Account

If you wish enroll in online banking, please click "Cancel" and navigate to the "Enroll in Online Banking" button below "Log In".

If you wish to open a new deposit account, please click "Proceed".

Thank you for banking with Frandsen Bank & Trust!

You are about to leave the Frandsen Bank Website.

The site you have selected is an external one located on another server. Frandsen Bank has no responsibility for any external website. It neither endorses the information, content, presentation, or accuracy, nor makes any warranties, express or implied, regarding the external site. Thank you for visiting Frandsen Bank.