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Good habits pay with a Young Adult Checking account. New customers can earn $75.1
Plan for Planting Season
Support from bankers who know the local farm economy.
Local Support & SBA Financing
As a top lender in the state, our experts can help you access Small Business Administration loans while staying around to support your business.
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Investing in what matters to our customers and employees is central to who we are.
Important Legal Disclosures & Information
Must be ages 13 to 22 and complete the qualifying actions within 60 days of opening your new consumer checking account.
The reward will be deposited in your account within 60 days after completing the two steps required.
Offer valid through June 30, 2026.
When premium interest rate conditions are met and your daily available balance is $10,000 or less, the Annual Percentage Yield (APY) is 6.17%.
When premium interest rate conditions are met and your daily available balance is over $10,000, the APY will range from 0.01 - 6.17%, depending on the balance in the account.
When premium interest rate conditions are not met, the APY is 0.01% on the entire daily available balance.
Rates effective as of Jan. 1, 2026. Rates are subject to change without notice at any time at the discretion of Frandsen Bank & Trust.
Fees may reduce earnings.
Excludes Automated Teller Machine (ATM) withdrawals. Posted debit card purchases do not include pending or pre-authorized purchases.
APY = Annual percentage yield
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