Personal Checking Accounts

NEW! Free EZShield® Restoration with all Personal Checking Accounts.  Read more below.


With all of our personal checking accounts, you receive free EZShield® Restoration services. If you become a victim of identity theft because of a lost or stolen wallet, breached data, or fraud, we will connect you with an EZShield® certified resolution specialist to assist you in restoring your identity.

You'll also have access to Frandsen Card Protect to help ensure your debit card is used only by you.  

Our checking accounts match your needs and lifestyle – providing you easy access to your money and ways to safeguard your account. The Frandsen Bank & Trust personal banking team will help identify the best checking account for you.

All of our checking accounts have debit cards, online banking, Bill Pay, and mobile banking available.  We want you to be able to do your banking whenever you need to and from wherever you are.

To help you get started, here’s an overview:

My Checking: Our most popular account.
My Checking Plus: Let your balances work for you.
Gold Star Checking: For customers age 55+.
Ultimate Checking: We value your relationship with us. 
Money Market: Let us help you reach your savings goals.

Compare accounts and features here