Personal Products and Services


  • Home Mortgage Loans
  • Cabin Financing
  • Home Refinancing
  • Home Equity Loans
  • Home Equity Lines of Credit (HELOC)
  • Consumer Loans
  • Checking Accounts
  • Savings & Certificates of Deposit (CDs)
  • Individual Retirement Accounts (IRAs)
  • Health Savings Accounts (HSA)

Business Products and Services


  • Business Loans (SBA Preferred Lender)
  • Business Checking
  • Business Savings & Certificates of Deposit (CDs)
  • Business Lines of Credit
  • Agricultural Loans
  • Cash Management Services

Tom Omerza

VP, Mortgage Banking Officer

Apply with Tom
NMLS#
769546
Phone
218.365.6121
Email
Email Tom

Biography

Tom has been in the mortgage business for over 17 years. As mortgage lender, Tom enjoy being a part of a community bank that serves the community where his kids have grown up in. Tom enjoy helping friends, neighbors, and people wanting to make Ely a part of their life finance their home, cabin or land. It’s his top priority and Frandsen allows Tom to give the customer service borrowers deserve.

 

Ely is a great area to live in, Tom was born in the old Winton hospital, grew up in a small town, and him and his wife Heidi have allowed his four children to experience great friends and a great local school. Tom give's back to the community as much as he can. Tom have, and continue to, volunteer for many different parent and non-profit groups, including the Ely Community Health Center (free clinic) and Ely Hoop Club (basketball). I also serve as a school board member.

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