Personal Checking Account Options
The Fast, Secure, and Free Way to Switch Your Automatic Payments and Direct Deposits! Switching your direct deposits and automatic payments to Frandsen Bank & Trust doesn’t need to be a hassle. We’ve made it easier than ever with ClickSWITCH.
1 A $2 withdrawal fee will be assessed on all non-MoneyPass ATM withdrawals. In addition, non-MoneyPass ATM operators may assess a surcharge fee.
2 If premium interest rate conditions are not met, and for balances over $10,000 when premium interest rate conditions are met, you will earn our Real Results Checking standard interest rate.
3 Excludes Automated Teller Machine (ATM) withdrawals. Posted debit card purchases do not include pending or pre-authorized purchases.
4 Subject to application and credit approval.
5 Non-MoneyPass ATM operators may assess a surcharge fee.
6 The deposit relationship is the average ledger statement cycle balance of this account, plus the combined total of the prior month’s average ledger balances of all other personal deposit accounts.
The loan relationship is the combined total of outstanding personal loan balances on the account cycle date, excluding mortgages sold to investors.
7 During your monthly statement cycle you may make six withdrawals, transfers, and payments by any means. A withdrawal, transfer, or payment is counted the date it posts to your account, which may be different from the date you make, authorize, transfer, or write the transaction.
8 $20 set-up fee.
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