Overdraft Protection Options

We understand overdrafts can happen. We've got options to help you avoid it, cover it, and possibly pay it.
Talk to a personal banker today to learn more.

Ready Reserve

This type of overdraft protection works like a loan. If you qualify, your banker will issue you an overdraft line of credit for a predetermined amount. If and when an overdraft occurs, the bank will automatically use the line of credit to loan money to your account and ensure the adequate funds are available. (Note: keep in mind that money transferred into your account under these circumstances is considered a loan- meaning that interest is applied.)

Auto Transfer

If you have more than one account with your bank, you can instruct your banker to link the two accounts and automatically transfer money from one account to the other whenever one account balance falls below a certain dollar amount.

Account Alerts

Notifi Alerts provide relevant, “real-time” information to help keep you “in the know” and is offered with your Personal Online Banking and Mobile Banking access.

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