CDs and IRas

Certificates of Deposit

Safely keep your cash in one of our federally insured CDs that are guaranteed to grow regardless of the economy.

  • Choose from short-term or long-term investment options
  • Open with an initial $2,500 minimum deposit
  • Use as collateral in a savings-secured loan
  • The interest rate and annual percentage yield will depend upon the balance invested
  • Early withdrawal penalty may apply

Individual Retirement Accounts

Save or roll over money from a qualified retirement program. IRA CD short-term or long-term options. IRA savings for flexibility.

  • Open an IRA CD with an initial $2,500 minimum deposit, or an IRA savings account with an initial $100 minimum deposit
  • Select from traditional, Roth, or Coverdell educational IRAs. (IRS regulations apply.)
  • Earn competitive interest rates
  • Early withdrawal penalty may apply
  • FDIC insured with a guaranteed rate of return
  • IRAs may defer your taxes; consult your tax professional
  • Plan fees may apply

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