Personal Deposit Accounts

Frandsen Bank & Trust offers a wide variety of personal deposit accounts that allow you to manage your money and finances. From basic checking & savings accounts to CDs, IRAs, and interest-bearing money market accounts—we have you covered..


All of our checking accounts include Mastercard Debit Cards, Online Banking, Bill Pay, and Mobile Banking.


Reach your financial goals – whether they include a major purchase, a long-anticipated vacation, or a rainy-day fund.

CDs and IRAs

Safely keep your cash in one of our federally insured CDs that are guaranteed to grow regardless of the economy.

Health Savings

An excellent way to save money tax-free, pay health plan deductibles, and non-covered health expenses.

Overdraft Protection

We understand overdrafts can happen, that is why we have options to help you avoid them, cover them, and possibly pay them.

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