Your Deposits at Work  

When you deposit your money with us, your funds are reinvested into your local community to support homeownership and economic development. Let’s grow together, where your banking supports your neighbors!  

Personal Deposit Accounts

Checking

Our checking accounts provide convenience and flexibility for everyday purchases, bill payments, and future savings.

Savings

Reach your financial goals, whether they include a major purchase, a long-anticipated vacation, or a rainy-day fund.

Money Market

Make bigger strides toward savings goals with a checking account built for high balances.

CDs and IRAs

Lock in your earnings when you commit to keeping your funds with Frandsen Bank.

Maximize Convenience

Resources that help you spend and save smarter.

Online & Mobile Banking

A quick, secure, and easy way to manage your finances wherever and whenever you want. 
Enroll Now

Debit Card

Pay for purchases directly from your checking account and withdraw funds from ATMs.
Learn More

Overdraft Protection

We understand that overdrafts can happen, so we have options to help. 
Protect Yourself

Surcharge-Free ATMs

Look for the MoneyPass® logo to access 1,000s of surcharge-free ATMs.1

ATM Locator

Financial Resources

Learn more about how to make progress toward your goals with real-life applications of budgeting, saving, security, and more.
Access Now

Local Support

Serving more than 30 communities in Minnesota, western Wisconsin, and eastern North Dakota - there's a Frandsen Bank near you. 
Find Local Banker

FAQs

Certificates of deposit are time deposits offered by banks with a fixed interest rate and maturity date. They generally provide a higher interest rate than savings accounts, but your money is tied up for a specific term.

An HSA is a tax-advantaged account that allows individuals with high-deductible health plans to save money for medical expenses. Contributions are tax-deductible, and withdrawals for qualified expenses are tax-free.

An IRA is a tax-advantaged account that allows individuals to save for retirement. Contributions may be tax-deductible, and the earnings grow tax-deferred until withdrawal. There are different types, such as traditional and Roth IRAs.

A checking account is designed for everyday transactions, allowing easy access to funds through checks, debit cards, and online payments. A savings account typically offers a higher interest rate and is intended for saving money rather than frequent transactions.

Our bank offers various loan products, including personal loans, auto loans, home loans, and home equity lines of credit. For specific details, please visit our loans page or contact us directly.
 
1 A $2 withdrawal fee will be assessed on all non-MoneyPass ATM withdrawals. In addition, non-MoneyPass ATM operators may assess a surcharge fee.  

 

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The site you have selected is an external one located on another server. Frandsen Bank has no responsibility for any external website. It neither endorses the information, content, presentation, or accuracy, nor makes any warranties, express or implied, regarding the external site. Thank you for visiting Frandsen Bank.