Personal Products and Services

  • Home Mortgage Loans
  • Cabin Financing
  • Home Refinancing
  • Home Equity Loans
  • Home Equity Lines of Credit (HELOC)
  • Consumer Loans
  • Checking Accounts
  • Savings & Certificates of Deposit (CDs)
  • Individual Retirement Accounts (IRAs)
  • Health Savings Accounts (HSA)

Business Products and Services

  • Business Loans (SBA Preferred Lender)
  • Business Checking
  • Business Savings & Certificates of Deposit (CDs)
  • Business Lines of Credit
  • Agricultural Loans
  • Cash Management Services

Theresa Grunke

Personal Banking Officer

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Personal Banking Officer Theresa Grunke has been originating mortgages since 2016, and has well over 30 years of banking experience (all at Frandsen Bank & Trust). Theresa enjoys helping people achieve their dreams, be it a new home, second home, or a remodel of their current home. Theresa appreciates community bank atmosphere at Frandsen Bank and the ability to offer the products all the big banks do.

Theresa is a member of the Fairfax Civic and Commerce and involved with the Renville County Food Shelf and her church. In her free time, she enjoys reading and sports; especially the Gibbon-Fairfax-Winthrop Thunderbirds, the Minnesota Valley Lutheran Chargers, the Fairfax Cardinals, the Minnesota Twins, and the Minnesota Vikings.

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