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Grand Forks


Helping people plan, save, and succeed since 2002.

We specialize in

  • Agricultural Loans
  • Business Loans
  • Consumer Loans
  • Investment Services
  • Personal & Business Banking
  • Small Business Administration
  • Wealth Management

Contact Information

1616 S Washington St., Grand Forks, ND 58201

Lobby Hours

Mon–Fri: 9am–4pm | Sat–Sun: Closed

Drive-Up Hours

Mon–Fri: 8am–6pm, Sat: 8am–12pm | Sun: Closed

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Meet the Team


Headshot of John Votava

John Votava

Bank President

NMLS 769620

Meet John
Headshot of Michael Kjelshus

Michael Kjelshus

Business Banking Officer

NMLS 1636676

Meet Michael
Headshot of Tanner Kratochvil

Tanner Kratochvil

Personal Banking Officer

NMLS 2351345

Meet Tanner

I called for assistance with my checking account and was helped by an employee named Tanner [Kratochvil], who answered the phone promptly. He was extremely helpful and resolved my issues right away. Even though I now live in South Carolina, I have no intention of switching banks. I've had an account with Frandsen Bank since middle school, and the customer service has always been excellent.

Thank you, Tanner, for the outstanding support!

Thomas M.

Business BankingBusiness Banking