Certificates of Deposit (CDs)
Safely keep your cash in one of our federally insured CDs that are guaranteed to grow regardless of the economy. We offer a variety of options.
- Choose from short-term or long-term investment options
- Open with an initial $2,500 minimum deposit
- Use as collateral in a savings-secured loan
- The interest rate and annual percentage yield will depend upon the balance invested
- Early withdrawal penalty may apply
Individual Retirement Accounts (IRAs)
Save money or roll over money from a qualified retirement program such as a 401(k) or a SEP. Choose IRA CD short-term or long-term options, or consider an IRA savings for added flexibility.
- Open an IRA CD with an initial $2,500 minimum deposit, or an IRA savings account with an initial $100 minimum deposit
- Select from traditional, Roth, or Coverdell educational IRAs. (IRS regulations apply.)
- Earn competitive interest rates
- Early withdrawal penalty may apply
- FDIC insured with a guaranteed rate of return
- IRAs may defer your taxes; consult your tax professional