FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Learn how to lower energy costs this summer with a few simple changes.

When summer temperatures rise, keeping your home cool doesn’t have to mean running your air conditioner nonstop or watching your energy bill climb. A few small adjustments around your home can make a noticeable difference in comfort, efficiency, and cost savings. From sealing up air leaks to using smart technology, these simple tips can help your AC work smarter, not harder, all season long.
Ensure all windows and exterior doors are fully closed when your AC system is running. Are you noticing drafts around window panes or door frames? Identify problem areas and install rubber or foam weather stripping to create a tighter seal and prevent cool air from escaping.
Weather stripping is an affordable solution and a great option for renters with limited repair flexibility. Homeowners may want to consider upgrading to energy-efficient windows or better-framed doors for long-term results. Either way, improving your home’s seal can significantly boost your AC system’s efficiency.
Close blinds or drapes during the hottest parts of the day to reduce the sun’s greenhouse effect. Direct sunlight can quickly raise indoor temperatures, making it harder for your AC to keep living spaces cool. Take advantage of natural light in the early morning or late evening, when outdoor temperatures are lower and less heat enters your home.
Do you have a portable or ceiling fan that rarely gets a break? Good news—they’re one of your best tools for staying comfortable this summer. Instead of relying on your AC around the clock, place portable fans in rooms where you spend the most time to help circulate cool air.
For maximum effectiveness, set ceiling fans to spin counter-clockwise so air is pushed downward. On milder days, try opening windows and using fans to create airflow and keep your home comfortable without turning on the AC.
Homeowners, have you upgraded your thermostat to more modern technology? Smart thermostats offer programmable temperature presets and remote access, allowing you to control your AC system from anywhere. With these features, you can strategically adjust cooling schedules to maintain comfortable temperatures while you’re away at work or gone for extended periods, without wasting energy.
When was the last time you replaced your AC air filter? Dirty filters restrict airflow and reduce the system’s ability to absorb heat, forcing it to work harder than necessary. This simple, low-cost fix can greatly improve efficiency, and filters should typically be replaced every two to three months.
While routine maintenance goes a long way, professional service is key to long-term performance. Scheduling an appointment early in the season allows a certified technician to optimize system efficiency, address potential issues, and help ensure reliable cooling when you need it most.
Frandsen Bank & Trust collects information like cookies to give you the best possible experience online. For example, cookies help us remember your preferred bank location every time you visit. You can choose to accept all cookies or limit usage to essential cookies only.
View our Cookie Policy to better understand what data we collect and how we use it.