Bank Building
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What You Need to Know


You will have a new login experience in November. We will share additional details in the coming weeks. Here's what you can do to prepare now.

Know and document your login credentials securely.

Review your contact information with your banker and update as needed.

Review who has access to your account.

Come back in early October for additional information.

Bill Pay

Improved Payment Services

Business customers using bill pay will see significant improvements. Watch your mail and email for additional information.

  • Streamlined tools for vendor management, recurring payments, and invoice management

  • Increased mobile app functions

  • Enhanced real-time payment capabilities

Treasury Managment Users


Customers who use ACH origination, online wire transfers, positive pay, remote deposit capture, or lockbox will be part of a separate update in 2027. No changes or action is needed at this time.

Frequently Asked Questions

Fast answers to common questions about this change.


It is very important that your phone number and email address are correct in our system. If updates are needed, contact your banker as soon as possible to ensure a smooth first-time login. Also, be sure you know your business online banking username and password.  

Business online and mobile banking and bill pay will be unavailable beginning at 5:30 p.m. on Friday, Nov. 6 for the system upgrade. The new system will go live at 7:30 a.m. on Monday, Nov. 9.  

Yes, the mobile banking experience will change.

If you also have a personal account with Frandsen Bank & Trust, you can use your existing mobile app to access your business account by logging in with your business banking username and password starting Monday, Nov. 9. You will have to verify your identity with two-factor authentication. If you use biometrics, please note this functionality can only be used with one of your login credentials.

If you are a business only customer, you will download the Frandsen – Mobile Banking app as part of the upgrade, then log in with your business credentials from your phone.

Frandsen Bank & Trust is committed to delivering solutions that make it easier for you to do business. This update will provide more intuitive and flexible tools for you and your team.  

Please contact your banker if contact information updates are needed.