FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Health Savings Account
Plan for Medical Expenses
Save tax-free with a dedicated account for qualifying healthcare costs1 like prescriptions, doctor visits, medical tests, and more.
Make tax-deductible or pre-tax contributions
Pays tiered interest
A $5 Monthly Maintenance Fee is waived when a $200 average monthly ledger balance is maintained
Free eStatement or $3 Paper Statement Fee
$25 termination fee
Save Well. Live Well.
An HSA helps you plan ahead, pay confidently, and protect your health and wealth long term. Please consult your tax advisor for guidance on and usage of a Health Savings Account.
Manage Anytime, Anywhere
Access your account via online and mobile banking.
Save Worry-Free
Keep your savings regardless of employer and roll over unused money for future needs.
Frequently Asked HSA Questions
Learn how your HSA works — from tax advantages to spending rules — with answers to the questions we hear most.
What is a Health Savings Account (HSA)?
An Health Savings Account (HSA) is a tax-advantaged account designed to help you pay for qualified medical expenses. You must be enrolled in a high-deductible health plan (HDHP) to open and contribute to an HSA.
Can I add funds to a Health Savings Account (HSA) with bill pay?
Yes, bill pay can be used with the Health Savings Account. There is a $5.95 non-usage fee if bill pay is not used at least once per month. A month is considered the 15th of the previous month through the 14th of the current month.
Who can open an HSA?
While many employers offer a Health Savings Account (HSA), you can open one on your own. To qualify, you must:
Be enrolled in a high-deductible health plan (HDHP)
Not be enrolled in Medicare
Not be claimed as a dependent on someone else’s tax return
What can I use HSA funds for?
HSA funds can be used for a wide range of qualified medical expenses, including doctor visits, prescriptions, dental and vision care, and even some over-the-counter medications. The IRS publishes an annual list of eligible expenses.
Important Legal Disclosures & Information
Qualified expenses include prescription drugs, doctor visits, medical tests, eyeglasses, and dental treatment. More expenses can be found at irs.gov.
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