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Penny Savings Club
Big Dreams Start Small
Encourage your child’s financial smarts with a savings account made just for them. Our Penny Savings Club offers fun activities and a great start to lifelong saving.
For young savers aged 0 to 12
Earns interest on all balances
Prizes, fun events, and contests at your Frandsen location
Converts to Young Adult Savings at age 13
Accounts for Young Adults
Banking That Grows With You
Young Adult Checking and Savings accounts help you manage your cash confidently, build smart habits, and reach your goals.
Young Adult Checking
Build healthy financial habits and spend responsibly.
Young Adult Savings
Increase your earnings with interest on all balances.
Smarter Money Starts Here
Explore easy-to-understand tips and tools to help you budget better, spend wisely, and protect what matters most — your financial future.
Don’t let false promises put your personal and financial information at risk.
Frequently Asked Questions
Fast answers to common questions about everyday banking.
Do I need a parent or guardian to open an account?
Anyone 18 or older can open an account independently. If you're under 18, you will need a parent or guardian to co-own the account.
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