FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Start Easy. Stay Simple.
Fund your fun with a new Young Adult Checking account.
No minimum balance
Free ATM withdrawals1
No Monthly Maintenance Fee
Free eStatements or $3 paper statement fee
Converts to My Checking at age 23
Your Account Comes with
Free debit card with checking account
Surcharge-free ATM network 1
Online & mobile banking
Support from your local banking team
Mobile Banking
Your Money, Your Move
Life moves fast — and now your money does too. Send, save, and spend with ease using Frandsen Bank & Trust online and mobile banking tools. Don't worry, if you need 1:1 help, we're still just a call away.
Smarter Money Starts Here
Explore easy-to-understand tips and tools to help you budget better, spend wisely, and protect what matters most — your financial future.
Don’t let false promises put your personal and financial information at risk.
Escaping from the stresses of day-to-day responsibilities can give you a much-needed reset. Here are a few ways to help it that happen!.
FAQs
Do I need a parent or guardian to open an account?
Anyone 18 or older can open an account independently. If you're under 18, you will need a parent or guardian to co-own the account.
Can I use the $75 however I want?
Yes, once the bonus is deposited into your checking account, it’s your money. You can use it for spending, saving, or whatever matters most to you.
Important Legal Disclosures & Information
Frandsen Bank will not charge an ATM withdrawal fee from your Young Adult Checking account. A $2 fee will be charged for Young Adult Savings account withdrawals from non-MoneyPass® ATMs. ATM operators may charge a separate fee.
Cookie Settings
Frandsen Bank & Trust collects information like cookies to give you the best possible experience online. For example, cookies help us remember your preferred bank location every time you visit. You can choose to accept all cookies or limit usage to essential cookies only.
View our Cookie Policy to better understand what data we collect and how we use it.