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Cheri Pagnac

Vice President

NMLS 769595


Celebrating 25 years with Frandsen

25 years of service

What I Specialize In

  • Cabin Financing
  • Home Mortgages
  • Hunting & Recreational Land
  • New Construction
  • Refinancing

My Locations

Warren

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528 N 1st St., Warren, MN 56762

Lobby Hours Mon–Fri: 9am–3pm | Sat–Sun: Closed

Drive-Up Hours Mon–Fri: 8am–4pm | Sat–Sun: Closed

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Lobby Hours Mon–Thu: 9am–4pm, Fri: 9am–3pm | Sat–Sun: Closed

Drive-Up Hours

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About Cheri Pagnac

Cheri Pagnac has been in the financial industry since 2000, gaining experience across multiple areas of banking. Today, Cheri focuses on mortgage and consumer lending, guiding customers through the entire home loan process from reviewing credit to closing, while ensuring clear communication and education at every step. She takes pride in finding loan solutions tailored to each customer's unique needs. Known for her relationship-driven approach, Cheri values building trust with each customer and strengthening the communities she serves. Her dedication to personalized service and education makes her a trusted partner in helping people navigate their financial journeys. A graduate of Minnesota State University Moorhead with a degree in finance and a minor in math, she has always been passionate about helping people understand and achieve their financial goals.

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