FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Assistant Vice President, Retail Banking Manager
Celebrating 25 years with Frandsen

Lobby Hours Mon–Fri: 9am–4pm | Sat–Sun: Closed
Drive-Up Hours Mon–Fri: 7:30am–5:30pm, Sat: 9am–12pm | Sun: Closed
Pam Habinger possesses more than 30 years of experience in the banking industry, including 26 years with Frandsen Bank & Trust. Throughout her career, she has been dedicated to helping customers navigate the lending process with clarity and confidence. From understanding the importance of building and maintaining good credit to identifying the loan that best fits their needs, Pam ensures each customer feels informed and supported every step of the way. She takes a personalized approach, collabor...
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