Bank Building
FDIC Member

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Tim Smith

Business/Ag Banking Officer


What I Specialize In

  • Business Acquisition & Expansion
  • Business Banking
  • Commercial Real Estate
  • Equipment Financing
  • Manufacturing
  • Operating Lines of Credit

My Locations

Lobby Hours Mon–Fri: 9am–4pm | Sat–Sun: Closed

Drive-Up Hours Mon–Fri: 9am–4pm | Sat–Sun: Closed

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About Tim Smith

Tim Smith is a valued member of the Frandsen Bank & Trust team, dedicated to helping customers reach their financial goals with care and integrity. Known for delivering dependable service and support, Tim takes pride in helping everyone find the right financial solutions for their needs. Whether assisting with day-to-day banking, loans, or long-term planning, he is committed to building lasting relationships through trust and genuine connections. As part of a team that’s proudly rooted in the co...