MAXIMUM INTEREST

Earn 6.17% APY*

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On your first $10,000 balance when the following conditions are met during the statement cycle1:

  • $500 in direct deposits AND 12 posted debit card purchases2
  • Earns interest on all balances
  • Free eStatement or $3 Paper Statement Fee
  • Free MoneyPass ATM withdrawals3
  • $8 Monthly Maintenance Fee waived when a $200 average monthly ledger balance is maintained

If premium interest rate conditions are not met, and for balances over $10,000 when premium interest rate conditions are met, you will earn 0.01% APY.

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*Annual Percentage Yield (APY) effective as of: 12/1/2023 1) When premium interest rate conditions are met earn 6.17% APY on the first $10,000 of your balance. If premium interest rate conditions are not met, and for balances over $10,000 when premium interest rate conditions are met, you will earn 6.17% to .01% APY depending on the balance in the account. Rates are subject to change without notice at any time at the discretion of Frandsen Bank & Trust. Fees may reduce earnings. $50 minimum opening deposit required. 2) Excludes Automated Teller Machine (ATM) withdrawals. Posted debit card purchases do not include pending or pre-authorized purchases. 3) A $2 withdrawal fee will be assessed on all non-MoneyPass ATM withdrawals. In addition, non-MoneyPass ATM operators may assess a surcharge fee.

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The site you have selected is an external one located on another server. Frandsen Bank has no responsibility for any external website. It neither endorses the information, content, presentation, or accuracy, nor makes any warranties, express or implied, regarding the external site. Thank you for visiting Frandsen Bank.