FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Your Debit Card Is Becoming a Visa®
This July, we’re upgrading our card program to provide broader acceptance, strong security, and a reliable experience.
Local Support & SBA Financing
As a top lender in the state, our experts can help you access Small Business Administration loans while staying around to support your business.
Plan for Planting Season
Support from bankers who know the local farm economy.
Recent Activities
Investing in what matters to our customers and employees is central to who we are.
Important Legal Disclosures & Information
When premium interest rate conditions are met and your daily available balance is $10,000 or less, the Annual Percentage Yield (APY) is 6.17%.
When premium interest rate conditions are met and your daily available balance is over $10,000, the APY will range from 0.01 - 6.17%, depending on the balance in the account.
When premium interest rate conditions are not met, the APY is 0.01% on the entire daily available balance.
Rates effective as of Jan. 1, 2026. Rates are subject to change without notice at any time at the discretion of Frandsen Bank & Trust.
Fees may reduce earnings.
Excludes Automated Teller Machine (ATM) withdrawals. Posted debit card purchases do not include pending or pre-authorized purchases.
APY = Annual percentage yield
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